Citizens Bank is a family-owned, community bank serving the people of the Texas Panhandle and Eastern New Mexico. We provide the very best in customer service as well as the latest products and technologies to keep your banking experience simple and convenient. In today’s ever-changing marketplace, large interstate banks continue to expand, moving the decision-making process out of the local community. Our commitment to you is that all decisions will continue to be made right here, by people who live and invest in the community.